The life policies generated on compareFIRST based on the search parameters selected by yourself ("Life Policies") do not take into account your objectives, financial situation, risk appetite or particular circumstances and needs. The Life Policies are intended for your general information only. If you are in any doubt as to whether a life policy is suitable for you, you should seek financial advice from a financial adviser.

You are solely responsible for the use of any and all information or material on compareFIRST, irrespective of the purpose for which such use or results are applied. The information on compareFIRST does not constitute financial advice and is not a substitute for financial advice.

Please also note that -

(a) the policy indicators of life policies, such as the expense ratio and investment yield, may not be comparable across life policies of an insurer or different insurers as the insurer or different insurers may use different bases to calculate the policy indicators;

(b) the premiums shown on compareFIRST are only estimates based on a standard life with no pre-existing medical conditions. Due to factors such as underwriting, the premium rates that may be charged by the insurer may differ from what is displayed on compareFIRST. You should seek a premium quotation from the relevant insurer before you purchase any life insurance policy; and

(c) every life policy will have terms and conditions (including warranties, disclaimers and exclusions). Such terms and conditions will differ from life policy to life policy, even if the life policies are offered by the same insurer. You should carefully read and understand all of the terms and conditions of the life policy which you are interested in before purchasing the life policy.