Thank you for using the compareFIRST web site ("this Web Site").
Subject to the paragraph below on datasets and APIs, you agree that by accessing and using any part of this Web Site, you shall be deemed to have accepted to be legally bound by these Terms & Conditions of Use. If you do not agree to these Terms & Conditions of Use, please do not use this Web Site.
The use of datasets (as defined in the "Terms of Use of Datasets" below) made available through this Web Site shall be governed by the Terms of Use of Datasets set out below. If you access the datasets via an API (as defined in the "API Terms of Service" below), you shall be deemed to agree to the said API Terms of Service set out below.
These Terms & Conditions of Use may be changed from time to time. All changes will be posted on this page, and your use of this Web Site after such changes have been posted will constitute your agreement to the modified Terms & Conditions of Use and all of the changes. You should therefore read this page carefully each time you use this Web Site (including each time when you use the search and product comparison functions of this Web Site).
This Web Site is owned and operated by the Monetary Authority of Singapore (hereinafter "MAS").
The materials located on this Web Site, including the information as well as any software programs available on or through this Web Site ("the Contents"), are protected by copyright, trademark and other forms of proprietary rights. All rights, title and interest in the Contents are owned by, licensed to or controlled by MAS.
Except as otherwise provided, the Contents of this Web Site shall not be reproduced, republished, uploaded, posted, transmitted or otherwise distributed in any way, without the prior written permission of MAS.
You may download one copy of any information provided in this Web Site onto a single computer for your own personal non-commercial use provided that you keep intact all accompanying copyright and other proprietary notices.
Modification of any of the Contents or use of the Contents for any other purpose will be a violation of MAS' copyright and other intellectual property rights. Graphics and images on this Web Site are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their respective copyright owners.
The Contents of this Web Site are provided on an "as is" basis without warranties of any kind. To the fullest extent permitted by law, MAS and CASE each does not warrant and hereby disclaims any warranty:
(a) as to the accuracy, correctness, reliability, currentness, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the Contents of this Web Site;
(b) that the Contents available through this Web Site or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Web Site and the server is and will be free of all viruses and/or other harmful elements.
MAS and CASE shall also not be liable for any damage or loss of any kind, howsoever caused as a result (direct or indirect) of the use of the Web Site, including but not limited to any damage or loss suffered as a result of reliance on the Contents contained in or available from the Web Site.
The Contents on this Web Site do not constitute financial or other professional advice. If financial or other professional advice is required, services of a competent professional should be sought.
MAS reserves the right to update or modify this Web Site from time to time. MAS further reserves all rights to deny or restrict access to this Web Site to any particular person, or to block access from a particular Internet address to this Web Site, at any time, without ascribing any reasons whatsoever.
This Web Site contains hyper-links to web sites which are not maintained by MAS or CASE (other than MAS' or CASE's website). MAS and CASE are each not responsible for the contents of those web sites and shall not be liable for any damages or loss arising from access to those web sites. Use of the hyper-links and access to such linked web sites are entirely at your own risk.
All hyper-links to other web sites are provided as a convenience to you as a user of this Web Site. In no circumstances shall MAS or CASE be considered to be associated or affiliated in whatever manner with any trade or service marks, logos, insignia or other devices used or appearing on web sites to which this Web Site is linked.
Except as set forth below, caching and links to, and the framing of this Web Site or any of the Contents are prohibited.
Linking to the Home Page - You may link to the Home Page of this Web Site, upon notifying MAS in writing. However, please note that MAS reserves the right to disable any link to the Home Page of this Web Site should MAS consider the link to be inappropriate.
Hyper-Linking to an internal page of this Web Site (not being the Home Page) - You must make a specific request for, and secure permission from MAS prior to hyper-linking to, or framing, this Web Site or any of the Contents, or engaging in similar activities. MAS reserves the right to impose conditions when permitting any hyper-linking to, or framing of this Web Site or any of the Contents.
Your linking to, or your framing of this Web Site or any of the Contents constitute acceptance of these Terms & Conditions of Use. This is deemed to be the case even after the posting of any changes or modifications to these Terms & Conditions of Use. If you do not accept these Terms & Conditions of Use, you must discontinue linking to, or framing of this Web Site or any of the Contents.
In no circumstances shall MAS or CASE be considered to be associated or affiliated in whatever manner with any trade or service marks, logos, insignia or other devices used or appearing on web sites that link to this Web Site or any of the Contents.
MAS reserves all rights to disable any links to, or frames of any site containing inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topics, names, material or information, or material or information that violates any written law, any applicable intellectual property, proprietary, privacy or publicity rights.
MAS reserves the right to disable any unauthorised links or frames and disclaims any responsibility for the content available on any other site reached by links to or from this Web Site or any of the Contents.
These Terms and Conditions of Use shall be governed and construed in accordance with laws of Singapore.
By Using (as defined below) the datasets on the Relevant Websites, you agree to the terms of this Licence.
MAS grants you a worldwide, perpetual, royalty-free, non-exclusive licence to Use the datasets, subject to the terms of this Licence.
You can use, access, download, copy, distribute, transmit, modify and adapt the datasets, or any derived analyses or applications, whether commercially or non-commercially ("Use").
You may grant a sub-licence of the datasets if this is necessary to enable users of your application and/or website ("your Sub-Licensees"), to use your application or access your website.
If your Sub-Licensees require additional rights, your application and/or website should direct your Sub-Licensees to obtain the appropriate licence at data.gov.sg.
This Licence does not grant you any rights over:
You must not Use the datasets in a way that suggests any official status or that MAS endorses you or your Use of the datasets.
This Licence does not grant any rights to Downstream Sub-Licensees.
Attribution: You must include in your products, applications or websites that Use the datasets, a conspicuous notice acknowledging the source of the datasets and including a link to the most recent version of this Licence. An example notice is provided below:
[Contains information from {name of dataset} accessed on {date of access of dataset} from {source of data} which is made available under the terms of the compareFIRST Terms of Use of Datasets {URL link to licence}]
Disclaimers: The datasets are provided on an "as is" and "as available" basis. MAS makes no representations or warranties in relation to the datasets, including but not limited to any representation or warranty as to the accuracy, completeness, reliability, continued availability, timeliness, non-infringement, title, quality or fitness for any particular purpose of the datasets to the fullest extent permitted by the law.
To the extent permitted by law, MAS shall not be liable to you or any third party whether in contract, tort (including negligence), restitution, breach of statutory duty or otherwise, for damage or loss of any kind arising directly or indirectly from your or any third party's Use of, or inability to Use, the datasets or the Relevant Websites.
Indemnity: You shall indemnify MAS against all liabilities, damages, costs (including legal costs) and expenses arising directly or indirectly from:
Intellectual Property: All datasets are the intellectual property of MAS.
You cannot enforce any intellectual property rights belonging to MAS except with the prior written approval of MAS.
Rights of Third Parties: No one other than a party to this Licence shall have any right to enforce any of its terms.
Termination of Licence: MAS may terminate this Licence immediately upon your breach of any of the terms of this Licence. The Disclaimers and Indemnity sections, and any other provision of this Licence which is required to give effect to termination or the consequences of such termination, shall survive the termination of this Licence.
Governing Law and Jurisdiction: This Licence is governed by the laws of the Republic of Singapore and the parties to the Licence submit to the exclusive jurisdiction of the Singapore courts.
In this Licence:
"Dataset" includes any data, or information within the dataset, that is offered for use under the terms of this Licence.
"Downstream Sub-Licensee" means any person who may require a licence in order to access the website or use the application of a Sub-Licensee.
"Sub-Licensee" means a person that is granted a sub-licence by you, where allowed under this Licence.
"Relevant Websites" means this Web Site or other websites owned by MAS that are linked from this Web Site.
The Singapore Open Data Licence aims to promote and enable easy reuse of Public Sector data to create value for the community and businesses.
This is version 1.0 of the Singapore Open Data Licence. The Singapore Government may, from time to time, issue new versions of the Singapore Open Data Licence. Your continued Use of the datasets constitutes your acceptance of the new version of this Licence.
MAS may offer datasets through an API. Use of the datasets is governed by the above Terms of Use of Datasets. The service through which you may access datasets via APIs is subject to these API terms of service ("Terms of Service").
By Using an API on the Relevant Websites, you agree to the Terms of Service.
These Terms of Service do not grant you any rights over:
These Terms of Service do not grant any rights to Downstream Sub-Licensees.
Access to datasets through APIs is subject to the following:
Disclaimers: The APIs are provided on an "as is" and "as available" basis. MAS makes no representations or warranties in relation to the APIs, including but not limited to any representation or warranty as to the accuracy, completeness, reliability, service levels, continued availability, timeliness, non-infringement, title, quality or fitness for any particular purpose of the APIs to the fullest extent permitted by the law.
To the extent permitted by law, MAS shall not be liable to you or any third party, whether in contract, tort (including negligence), restitution, breach of statutory duty or otherwise, for damage or loss of any kind arising directly or indirectly from your or any third party's Use of, or inability to Use, the APIs or the Relevant Websites.
MAS' provision of APIs does not prevent MAS from:
Indemnity: You shall indemnify MAS against all liabilities, damages, costs (including legal costs) and expenses arising directly or indirectly from:
Intellectual Property: All intellectual property rights subsisting in or used in connection with the APIs are the property of MAS.
You cannot enforce any intellectual property rights belonging to MAS in respect of the APIs except with the prior written approval of MAS.
Rights of Third Parties: No one other than a party to these Terms of Service shall have any right to enforce any of its terms.
Suspension or termination of API access: MAS may terminate these Terms of Service or suspend your access to the API for any reason whatsoever. Upon such termination or suspension, you shall immediately stop Using the API. The Disclaimers and Indemnities sections, and any other provision of these Terms of Service which is required to give effect to termination or the consequences of such termination, shall survive the termination of these Terms of Service.
Governing Law and Jurisdiction: These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Singapore. The parties to these Terms of Service submit to the exclusive jurisdiction of the Singapore courts.
In these Terms of Service:
"API" means an application programming interface that is provided by MAS.
"API Client" means any of your software, applications, websites or systems that Use the APIs, and includes any part thereof.
"dataset" has the same meaning given to it under the above Terms of Use of Datasets.
"Downstream Sub-Licensee" means any person who may require a licence in order to access the website or use the application or API Client(s) of a Sub-Licensee.
"Sub-Licensee" means a person that is granted a sub-licence by you, where allowed under these Terms of Service.
"Relevant Websites" means this Web Site or other Websites owned by MAS that are linked from this Web Site.
"Unauthorised Code" means any malicious or invalid code, virus, Trojan horse, worm, logic bomb, software routine or hardware components designed to permit unauthorised access, to disable, erase, or otherwise harm software, hardware or data, or to perform any such actions.